Terms of Service
Last Updated: 5- 29 - 2023
Please read these Terms of Service ("Terms," "Agreement") carefully before accessing or using the services provided by Orca Equipment Financing ("us," "we," or "our"). By accessing or using our website and services, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you may not access or use our services.
Description of Services
Orca Equipment Financing provides financing solutions for equipment purchases to businesses. Our services include equipment leases, equipment loans, equipment sale-leaseback arrangements, and equipment rental programs. The specific terms and conditions of each financing option will be outlined in the agreement between Orca Equipment Financing and the customer.
Eligibility
To access and use our services, you must be at least 18 years old and have the legal authority to enter into binding contracts. By accessing or using our services, you represent and warrant that you meet these eligibility requirements.
Application and Approval Process
To apply for equipment financing, you must submit a complete and accurate application through our website or other approved channels. The application process may involve providing business and financial information, equipment details, and other documentation as requested. We reserve the right to approve or reject applications at our discretion based on various factors, including creditworthiness and equipment eligibility.
Financing Agreements
If your application is approved, we will provide you with a financing agreement that outlines the terms and conditions of the financing arrangement. It is your responsibility to carefully review and understand the agreement before accepting it. The agreement will include details such as repayment terms, interest rates, fees, and any other relevant conditions specific to the chosen financing option.
Payments and Late Fees
As outlined in the financing agreement, you are responsible for making timely payments according to the agreed-upon schedule. Late payments may be subject to late fees as specified in the agreement. It is your responsibility to ensure sufficient funds are available in your designated account to cover the payment amounts.
Ownership and Maintenance of Equipment
Unless otherwise specified in the financing agreement, ownership of the financed equipment remains with Orca Equipment Financing until all payments, including any outstanding fees, have been made in full. You are responsible for the proper use, maintenance, and care of the equipment during the financing term.
Termination and Early Repayment
Termination or early repayment of the financing agreement may be subject to certain conditions and fees as outlined in the agreement. If you wish to terminate the agreement or make an early repayment, please contact us to discuss the applicable terms and procedures.
Limitations of Liability
Orca Equipment Financing strives to provide accurate and reliable information and services; however, we make no representations or warranties regarding the completeness, accuracy, reliability, or availability of our services. We shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from your use of our services or any actions taken based on the information provided.
Intellectual Property
All intellectual property rights associated with our website and services, including but not limited to logos, trademarks, and content, are the property of Orca Equipment Financing or its licensors. You may not use, reproduce, modify, or distribute any of our intellectual property without our prior written consent.
Governing Law and Dispute Resolution
These Terms shall be governed by and construed in accordance with the laws of [Jurisdiction]. Any disputes arising out of or in connection with these Terms shall be resolved through arbitration or other alternative dispute resolution methods agreed upon by both parties.
Modifications to the Terms
We reserve the right to modify or update these Terms at any time without prior notice. Any changes to the Terms will be effective immediately upon posting on our website. Your continued use of our services after any modifications to the Terms constitutes your acceptance of the updated Terms.
Contact Us
If you have any questions, concerns, or requests regarding these Terms of Service or our services, please contact us at info@orcaequipmentfinancing.com
By using our website and services, you acknowledge that you have read, understood, and agreed to these Terms of Service.